When lenders agree to loan you money, they first need to carry out reasonable and proportionate checks to ensure the you can afford the repayments. Providing loans, overdrafts and credit without adequately assessing if you are able to afford it is referred to as irresponsible lending.
Using Open Banking, you safely connect your bank account so we can review your transactions.
This is protected with bank-level security, and we never see your banking password.
Our system scans your transactions for things like:
We use secure Open Banking technology to safely review your transaction data. We never see your banking password and you can disconnect access at any time.
If we spot a potential claim, we’ll contact you and explain what we’ve found in simple terms
No confusing jargon. No pressure.